Know what the lender will find before you send the file.

Cevrynt reviews the borrower package, bank activity, existing obligations, business verification, and missing or conflicting information — so your team can send a cleaner submission with fewer surprises downstream.

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Illustrative Cevrynt underwriting workspace showing business verification, cash-flow analysis, fraud review, and underwriting status

SUBMISSION READINESS

Find the stip before the lender sends the file back.

Cevrynt checks the borrower package before submission and shows what is complete, what is missing, and where that missing information is likely to interrupt underwriting — so your team can fix avoidable gaps before the lender finds them.

04core package checks

03items need attention

Item to resolveSurfaces duringWhy it mattersBroker action

Second bank account statementsFinancial analysisDeposits appear to move through another operating account, so the lender cannot see the full cash-flow picture until those statements are included.

Ownership percentageBusiness verificationThe application identifies the owner but does not provide enough ownership detail to reconcile the submitted business record.

Business address supportBusiness verificationThe application and verification source show different addresses, leaving the reviewer to determine whether it is an operating address, recent move, or data-entry issue.

Signed application6 of 6 bank statementsOwner identityBank proofExisting obligation disclosureBusiness verification documents

Cevrynt helps surface preventable submission gaps before the lender has to stop the review and ask for more. The earlier a missing statement, ownership detail, address discrepancy, or existing obligation is resolved, the cleaner the file is when underwriting begins. Illustrative package · synthetic borrower data.

FUNDER-FACING SIGNALS

Don’t just send the file. Send the context with it.

Cevrynt surfaces the issues a lender is likely to notice in the package — duplicate submissions, document concerns, verification conflicts, and unusual cash-flow activity — so your team can answer what it can before underwriting has to ask.

The Cevrynt fraud detection screen for this submission: four signals surfaced from the package, each shown with the evidence behind it, and a human resolution queue in which auto-decline is disabled and a documented reason is required before any disposition. — These signals are review items, not accusations or automatic decline reasons. Cevrynt makes the underlying issue visible, keeps the supporting evidence attached, and leaves the interpretation with the broker and lender. Illustrative deal · synthetic borrower data.

SUBMISSION TRIAGE

Seven open items. Know who can close each one.

Cevrynt separates what your desk can fix, what needs another borrower document, and what must stay with the lender. Your team spends time on the questions it can actually move instead of chasing every issue the same way.

07open items identified

03your desk can resolve

Your deskDuplicate submissionLink the earlier application to the current deal and explain whether this is a resubmission, revised request, or separate application.
Your deskCash-flow contextAdd supporting context for unusual deposits, transfers, or revenue movements already identified in the borrower package.
Your deskExisting obligation disclosureConfirm recurring repayment obligations surfaced in bank activity and attach the relevant agreement when available.
The borrowerSecond bank account statementsRequest the missing statement period for the additional operating account so the lender receives the complete cash-flow picture.
The borrowerOwnership percentageConfirm the ownership split and provide the supporting company or operating document needed to reconcile the application.
The borrowerBusiness address supportClarify the difference between the submitted and verified addresses and provide supporting evidence where needed.
The lenderDocument integrity reviewCevrynt surfaces the document concern and supporting evidence, but whether the document is acceptable remains an underwriting judgment.

03Your deskResolve before submission
03The borrowerRequest before submission
01The lenderRequires underwriting judgment

Cevrynt separates open items by who can actually move them forward. Three can be resolved by your desk before submission, three require borrower input, and one remains with the lender because it depends on underwriting judgment rather than missing paperwork. Illustrative package · synthetic borrower data.

SUBMISSION MAP

Turn the folder into a file the lender can navigate.

Cevrynt organizes the borrower package before handoff — classifying each document, mapping the pages, structuring the underwriting fields, and keeping important findings connected to their source.

The Cevrynt intake screen for this submission: the borrower package listed file by file on the left, the classification and document map in the centre showing every document mapped to a page range across pages 1 to 143, and evidence provenance on the right showing structured values carrying the document, page and line they were read from. — Cevrynt turns the submitted folder into a structured underwriting map: what arrived, where each document belongs, what the review found, and where the supporting evidence lives. The lender still makes the underwriting judgment; the package simply arrives easier to navigate. Illustrative deal · synthetic borrower data.

THE RE-RUN

Add what was missing. See exactly what changed.

A new bank statement or corrected agreement goes back into the same deal. Cevrynt re-runs the affected analysis, compares it with the previous review, and shows what improved, what moved, and what is still unresolved.

The Cevrynt reanalysis screen for this submission: two new documents added to the existing file, the affected signals recomputed instead of the case being rebuilt, and a what-moved panel setting version two against version one with every change called out, including one item that stays unresolved. — Cevrynt keeps the previous review beside the updated one, highlights the findings affected by new evidence, and carries unresolved items forward. A policy result can move without becoming an approval or decline — the lender still makes the credit decision. Illustrative deal · synthetic borrower data.

FOUNDER-LED SUBMISSION REVIEW

Bring a deal that came back. See what should go back with it.

Walk through the borrower package, missing items, lender-facing signals, borrower follow-ups, and anything that changed since the first submission. Cevrynt shows what can be resolved before the file goes back to underwriting.

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