Sensitive underwriting data deserves deliberate boundaries.
Cevrynt is designed around scoped access, controlled data handling, traceable activity, and lender-defined retention requirements — so security can be agreed around the underwriting workflow before production use.
DEAL-SCOPED ACCESS
Give the review the deal — not the whole book.
Cevrynt can scope an underwriting review around the borrower package and records required for that case. Unrelated deals, borrowers, and historical files do not need to become part of the review just because they exist in the same organization.
143pages in approved deal scope
0unrelated pages included
- Business application
- Bank statements
- Owner identity
- Bank proof
- Existing MCA agreement
Review activity
If something changes on a deal, the record should show who changed it and why.
Cevrynt keeps material review activity attached to the same underwriting record — findings raised, evidence reviewed, policy exceptions handled, corrections made, and reviewer actions recorded with their timing and context.
Underwriter14:31 UTC
Underwriting memo prepared
Updated findings, supporting evidence, policy outcomes, and reviewer rationale were assembled into the same deal record for final review.
06material events recorded
00policy exception raised
00reviewer override recorded
Material review actions stay attached to the underwriting record so a later reviewer can see what happened, when it happened, and who took the action.
RETENTION & DELETION
Not every part of an underwriting file needs the same clock.
Cevrynt separates source documents, derived underwriting data, review activity, and operational logs so retention can be defined around the purpose of each data type — rather than applying one blanket period to everything.
- 01unset
Borrower source files
Bank statements, applications, identity evidence, agreements, and other documents submitted for the underwriting review.
Retention defined for the approved underwriting workflow
- 02unset
Underwriting record
Structured values, analysis results, verification findings, policy outcomes, exceptions, and memo content derived from the deal.
Retention defined around review, audit, and business requirements
- 03unset
Review activity
Material reviewer actions such as exceptions opened, overrides recorded, corrections made, and review-state changes.
Retained according to the audit history your organization needs
Usually unnamed in a review
- 04unset
Operational & security logs
Authentication events, errors, access-control events, processing status, and technical telemetry used to operate and secure the service.
Retention defined separately from borrower-file data
Usually unnamed in a review
DATA CUSTODY & PROCESSING
Every system that can process the file should be accounted for.
A production Cevrynt workflow should make the processing path clear: what borrower data enters, which approved service layers may handle it, why each one needs access, and where responsibility sits.
Chain of custody
APP-240819-017 · illustrative
The processing chain can change as the production architecture evolves. Any new provider that may handle borrower data should be reviewed under the applicable security, contractual, and change-management process before it becomes part of the approved workflow.
04processing layers documented
00unreviewed providers
03left open on purpose — each closes with your team, not on this page
Which providers may process borrower data?
Documented for the approved production architecture
What data does each provider actually receive?
Scoped to the function that provider performs
Where is borrower data stored and processed?
Reviewed against agreed deployment and data-handling requirements
FOUNDER-LED SECURITY REVIEW
Bring your security requirements.
Walk through your questionnaire, access model, retention rules, data-processing requirements, audit expectations, and deployment constraints directly with the team responsible for the product.